Cell phone insurance via credit card
protection · 3 min read
The benefit
Pay your cell phone bill with a card that offers phone protection. Most cards pay up to $600-800 per claim, 2 claims per year, $25-50 deductible.
Cards that offer it
- Chase Ink Business Preferred: $1,000/claim, 3/year, $100 deductible.
- Wells Fargo Reflect: $600/claim.
- US Bank Altitude Connect: $600/claim.
- Amex Platinum Business: Via Platinum benefits.
The catch
You must pay your entire cell phone bill on the card — not just add the card as payment. Missed one month and the phone drops during month 2? You're not covered.